PNC vs. USAA For folks who otherwise your wife supported regarding army, or if your parent or mate is good USAA user your can start to ascertain your own qualification. As the USAA merely allows a choose population on their financial institution, they are able to offer outstanding terms, especially with the Virtual assistant fund. Due to their qualifications conditions, USAA doesn’t provide FHA or HELOC activities. For those who have your face intent on an FHA or HELOC, USAA are not the best lender for you.